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 •   A unique product and sales process developed specifically for deposit taking institutions such as banks, credit unions, trusts, building societies, etc. A proprietary bank life insurance product.
 •   Customer and employee friendly product and buying process developed in banking language, not life insurance terminology.
 •   Simplified product definition and sales process significantly reduces your agent development, training and compensation costs.
 •   Designed for the average consumer, your least profitable banking customer. Generates new revenue income for this market.
 •   Products can be branded and individually tailored to meet the needs of your bank and customer base.
 •   Contributes to customer retention and loyalty.
 •   Simplicity of product provides your bank with three mass marketing opportunities: point-of-sale, direct mail and intranet web site.



A complete and unique turn-key life insurance product available through a select group of international reinsurers:

-- Product design, pricing and optional coverage portfolio
-- Individual or group product option
-- Underwriting limits and guideline support
-- Marketing and promotional package with sample materials
-- Deposit Continuation International Ltd. consulting support

 •  Short form or group underwriting
 •  Coverages can be experienced rated
 •  Low cost distribution and administration
 •  Lower reserving requirements
 •  Future add-on benefit coverages
 •  Improved retention
 •  Market expansion with a new premium and revenue source



One product provides your customer with three important basic benefits and a number of coverage options:

 •  A new “banking service” funded by life insurance
 •  Simple and easy to understand banking terminology - consumer friendly
 •  Coverage requirements are accurately defined by the customer
 •  Product design is simple and relates directly to your customer’s needs
 •  The sales process is compliant and can provide complete point-of-sale disclosure
 •  Low cost coverage with unique premium design



 
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